To open your account, call the Credit Union at (216) 432-0300 or 1-800-462-0549.
The minimum deposit to open your account is $10.00.
Only accounts over $100.00 earn interest.
To open your account and apply for a loan, a minimum deposit of $95.00 is required.
All accounts are assessed an annual fee of $5.00.
Our loan processing fee is ONLY $45.00
All borrowers are required to maintain a balance of $50.00 during the term of their loan.
The minimum to open a Certificate of Deposit is $500.00.
Dividends are paid monthly/quarterly and rates are subject to change.
Christmas Club accounts can be opened at any time. Dividends are paid quarterly. No dividends will be paid if a withdrawal is taken or the account is closed. Christmas Club checks are sent by the 10th of November.
Deposits can be made via payroll deduction, direct deposit, ATM or sending a check payable to Ohio Operating Engineers FCU.
Receipts are sent for all deposits received.
Withdrawals can be made via ATM machine or by calling the Credit Union prior to 4:00 for same day mailing.
Statement of Accounts are sent quarterly with our newsletter.