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Rates and Fees
DEPOSITS:    
Rate
APY*
Share (savings)    
.0150%
0150%
Christmas Club  
.0150%
.0152%
Share Draft (checking)  
.0150%
.0152%
Certificate of Deposit (CD):      
   Twelve (12) Months  
.0300%
.0301%
   Eighteen (18) Months  
.0315%
.0316%
           
           
LOANS:
Loans are underwritten based upon the loan amount, loan repayment term, and credit qualifications. Credit qualifications includes consideration of applicant's assets, credit score, debts, employment, income, etc.

Loan interest rates are individually determined based upon underwriting findings. The interest rate may be as low as:
 
Loan Type: APR*
New Auto/Light Truck/Motorcycle 3.30%
Used Auto/Motorcycle 3.80%
ATV, Ski Jets, Campers, Travel Trailers, and Boats 4.30%
Home Equity: $40,000 Maximum 3.50%
Unsecured 10.25%
 
All rates current as of 11/01/2018 and subject to change without notice.

 
*APY = Annual Percentage Yield
*APR = Annual Percentage Rate
   
   
   
   

 

     
 

 

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