Like checking only better. No monthly service fees and earns dividends.
At OOEFCU, when a member has an overdrawn account for non-sufficient funds, we will reverse the low overdraft fee of only $20.00 imposed if a deposit is made to cover the overdrawn amount within 24 hours of the overdraw. We extend the same fee reversal courtesy to overdrawn on savings accounts and bill payments as well.
+ Dividends are paid quarterly. Rates are subject to change.
+ Overdraft Protection up to $300 per account/member available.
+ Deposits can be made via payroll deduction, direct deposit, ATM or sending a check payable to Ohio Operating Engineers FCU.
+ Receipts can be provided for deposits received. For deposits via US Mail, a receipt is provided via US Mail as well.
+ Withdrawals can be made via ATM machine or by calling the Credit Union prior to 4:00 for same day mailing.